Debt solutions made easy
Our friendly & expert advisers will guide you through whole process, step-by-step.
Protected Trust Deed
Write off up to 81% of your debt using Scottish Government debt legislation;
- Write off debts you cannot afford to repay
- Be debt free in just four years
- Freeze interest and charges
- Stop creditor action
- Stop creditor contact
- Keep your home and car
- Stops earning and bank arrestments
- No setup fees
- Consolidate all your debt into one affordable monthly plan
Debt Arrangement Scheme (DAS)
Consolidate your debt into one affordable monthly repayment using Scottish Government debt legislation;
- You only pay back what you owe, fees are paid by creditors
- Protects any assets you have
- Freeze interest and charges
- Stop creditor action
- Stop creditor contact
- Keep your home and car
- Stops earning and bank arrestments
- No setup fees
Sequestrations (Full administration Scottish Bankruptcy)
Write off debts you cannot afford to repay using Scottish Government debt legislation;
- You only pay what you can afford to repay for four years and you are debt free (Government £200 setup charge)
- Freeze interest and charges
- Stop creditor action
- Stop creditor contact
- Stops earning and bank arrestments
Secured Loan
If you are a homeowner you can take a Secured Loan to consolidate your debt which would be much better for your credit file;
- Lower interest than a personal loan
- Can take over a longer period of time than a personal loan
- Can consolidate all your debt
- Can access Secured Loans even when your credit isn’t the best
- Can improve your credit file
Life Insurance
If you are needing protection to cover yourself and your family we can help;
- Protection to cover you and your family
- Insurance to cover the unimaginable
- Protect your loved ones
- Ensure you are covered
Mortgages
Arrange your mortgage with Apple Financial Solutions Scotland.
- Quick mortgage in principle
- We guide you to get approved
- High acceptance rate
- Hassle free
- Done for you