Debt solutions made easy

Our friendly & expert advisers will guide you through whole process, step-by-step.

Protected Trust Deed

Write off up to 81% of your debt using Scottish Government debt legislation;

  • Write off debts you cannot afford to repay
  • Be debt free in just four years
  • Freeze interest and charges
  • Stop creditor action
  • Stop creditor contact
  • Keep your home and car
  • Stops earning and bank arrestments
  • No setup fees
  • Consolidate all your debt into one affordable monthly plan

Debt Arrangement Scheme (DAS)

Consolidate your debt into one affordable monthly repayment using Scottish Government debt legislation;

  • You only pay back what you owe, fees are paid by creditors
  • Protects any assets you have
  • Freeze interest and charges
  • Stop creditor action
  • Stop creditor contact
  • Keep your home and car
  • Stops earning and bank arrestments
  • No setup fees

Sequestrations (Full administration Scottish Bankruptcy)

Write off debts you cannot afford to repay using Scottish Government debt legislation;

  • You only pay what you can afford to repay for four years and you are debt free (Government £200 setup charge)
  • Freeze interest and charges
  • Stop creditor action
  • Stop creditor contact
  • Stops earning and bank arrestments

Secured Loan

If you are a homeowner you can take a Secured Loan to consolidate your debt which would be much better for your credit file;

  • Lower interest than a personal loan
  • Can take over a longer period of time than a personal loan
  • Can consolidate all your debt
  • Can access Secured Loans even when your credit isn’t the best
  • Can improve your credit file

Life Insurance

If you are needing protection to cover yourself and your family we can help;

  • Protection to cover you and your family
  • Insurance to cover the unimaginable
  • Protect your loved ones 
  • Ensure you are covered

Mortgages

Arrange your mortgage with Apple Financial Solutions Scotland.

  • Quick mortgage in principle
  • We guide you to get approved
  • High acceptance rate
  • Hassle free
  • Done for you